Heartland Bank v. Laurie Ann Spilker (In re Spilker), Ch. 13, BK25-41113-TLS, A26-4003-TLS (Mar. 26, 2026)
The bankruptcy court granted summary judgment to the bank holding a perfected first-priority security interest in the proceeds of grain collateral. The debtor withheld three checks for grain sold, refusing to endorse them and turn them over to the bank. Another creditor with a fertilizer/ag chemical lien was also a defendant in this case because it was a named payee on the checks.
