The debtor objected to a lender's claim in her Chapter 13 case because she believed she was no longer liable on the debt, as the debt and the property securing it had been awarded to her former spouse in their divorce, and she also believed that whatever liability she might have had on the debt had been discharged in her previous Chapter 7 case. However, she was still named on the promissory note and mortgage, and neither the debt nor the creditor was listed in the Chapter 7, so the debt was not discharged. Under Eighth Circuit law, the Chapter 7 case does not need to be reopened, but the creditor is entitled to file an adversary proceeding to determine the dischargeability of the debt.
Date:
Thursday, July 23, 2015
Judge:
Judge Thomas L. Saladino