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Randal James Urbanec & Margaret Ann Urbanec, Ch. 7, BK14-81751 (Oct. 24, 2014)

The debtors did not receive credit counseling within 180 days before filing their petition, instead completing the counseling briefing 20 days post-petition. The 180-day period in ยง 109(h)(1) is "plain and mandatory," and those who do not comply are ineligible to be debtors under the Bankruptcy Code. As a result, the court dismissed the bankruptcy case without prejudice.

Date: 
Friday, October 24, 2014
Judge: 
Judge Shon Hastings