William Stanley Kowal & Ramona Anne Kowal, Ch. 7, BK12-82897-TLS (Sept. 27, 2013)
The court granted the U.S. Trustee's motion to dismiss this Chapter 7 case for abuse. The debtors are repaying a 401(k) loan, which is considered a "special circumstance" for rebutting the presumption of abuse. However, the loan will be paid off in 18 months, so those monthly payment amounts will be disposable income which would provide a significant payment to unsecured creditors.