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Sonia Lenett Lewis-Butler, Ch. 7, BK17-80769-SKH (Sept. 21, 2017)

The Chapter 7 debtor filed a post-discharge motion to revoke the discharge and allow her to file a reaffirmation agreement. The court denied the motion, citing § 524(c)’s strictly construed requirement that a reaffirmation agreement is enforceable only if filed prior to discharge. Because the debtor did not enter into the reaffirmation agreement before discharge, “any proposed agreement would be unenforceable” and granting the debtor’s motion to revoke the discharge in order to file the agreement “would, therefore, be futile.”

Thursday, September 21, 2017